ICICI Coral vs SBI BPCL Octane

Detailed comparison of these two popular credit cards

ICICI Coral

ICICI Coral

ICICI Bank

Mid-Range
VS
Winner
SBI BPCL Octane

SBI BPCL Octane

SBI Card

Mid-Range
*

Different Reward Types

Card 1 gives Reward Points while Card 2 gives Fuel Points. We're showing effective cash values for fair comparison.

Annual Fee
₹500 vs ₹1K
Effective Rate
(cash value)
0.5% vs 0.3%
Lounge Access
1/quarter vs 4/year

Detailed Comparison

FeatureICICI CoralSBI BPCL Octane
Fees & Charges
Joining Fee
₹500
₹1K
Annual Fee
₹500
₹1K
Fee Waiver
Spend ₹1.5L annually
Spend ₹2L annually
Forex Markup
-
-
Rewards
Reward Type
Reward Points
Fuel Points
Effective Cash Value
0.5%
0.25%
Lounge Access
Domestic Lounges
1/quarter
4/year
Priority Pass
-
-
Eligibility
Min. Income
₹3.6L
₹4.0L

ICICI Coral is Best For

Entry to ICICI credit cards

View ICICI Coral Details

SBI BPCL Octane is Best For

BPCL loyalists spending ₹10K+/month on fuel

Watch Out
  • Fuel benefits ONLY at BPCL pumps
  • Max fuel benefit ₹625/month
View SBI BPCL Octane Details

Our Verdict

Based on overall features and value,

SBI BPCL Octane wins!

Score: 19vsScore: 22

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