Last updated: |Data verified from official bank sources
Mid-Range
SBI BPCL Octane
SBI Card
Best for: BPCL loyalists spending ₹10K+/month on fuel
₹1K
Annual Fee
1%
Reward Rate
N/A
Forex Markup
4/year
Domestic Lounge
None
Intl Lounge
Best for: BPCL loyalists spending ₹10K+/month on fuel
Things to Watch Out For
- •Fuel benefits ONLY at BPCL pumps
- •Max fuel benefit ₹625/month
Fees & Charges
Joining Fee₹1K
Annual Fee₹1K
Fee WaiverSpend ₹2L annually
Rewards
TypeFuelPoints
Base Rate1 pt/₹100
Effective Return1%
Accelerated Categories
BPCL Fuel25 pts/₹100 (25%)cap: 2500 pts/month
Dining/Movies/Grocery10 pts/₹100 (10%)
Lounge Access
Domestic4/year
InternationalNone
Eligibility
Minimum Income₹4.0L/year
Welcome Benefits
Benefit6000 points
Estimated Value₹2K
Available on: Visa, Mastercard, RuPay
Frequently Asked Questions
What is the annual fee for SBI BPCL Octane?▼
SBI BPCL Octane has an annual fee of ₹1499. Spend ₹2L annually
What rewards does SBI BPCL Octane offer?▼
SBI BPCL Octane offers 1 pt/₹100 on all spends, with an effective value of 0.25%.
Does SBI BPCL Octane have lounge access?▼
Yes, SBI BPCL Octane offers 4/year domestic lounge visits per quarter.
What is the minimum income required for SBI BPCL Octane?▼
The minimum income requirement for SBI BPCL Octane is ₹4.0 lakhs per annum.
Information sourced from SBI Card official website. Last verified: February 2026.
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