ICICI Emeralde Private Metal vs IndusInd Avios Visa Infinite
Detailed comparison of these two popular credit cards
Winner
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumVS
IndusInd Avios Visa Infinite
IndusInd Bank
Super Premium*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives ✈️ Airline Miles. We're showing effective cash values for fair comparison.
Annual Fee
₹12K vs ₹5K
Effective Rate
(cash value)
1.0% vs 1.8%
Lounge Access
Unlimited vs 2/quarter via Priority Pass
Detailed Comparison
| Feature | ICICI Emeralde Private Metal | IndusInd Avios Visa Infinite |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹12K | ₹10K |
| Annual Fee | ₹12K | ₹5K |
| Fee Waiver | Spend ₹10L annually | None |
| Forex Markup | 1.5% | 1.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ✈️Airline Miles |
| Effective Cash Value | 1% | 1.8% |
Lounge Access | ||
| Domestic Lounges | Unlimited | 2/quarter via Priority Pass |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹42.0L | ₹24.0L |
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsIndusInd Avios Visa Infinite is Best For
British Airways and OneWorld alliance flyers
View IndusInd Avios Visa Infinite DetailsOur Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 58vsScore: 46
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