HDFC Infinia Metal vs ICICI Emeralde Private Metal
Detailed comparison of these two popular credit cards
Winner
HDFC Infinia Metal
HDFC Bank
Super PremiumVS
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumAnnual Fee
₹13K vs ₹12K
Effective Rate
(cash value)
1.7% vs 1.0%
Lounge Access
Unlimited vs Unlimited
Detailed Comparison
| Feature | HDFC Infinia Metal | ICICI Emeralde Private Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹13K | ₹12K |
| Annual Fee | ₹13K | ₹12K |
| Fee Waiver | Spend ₹10L annually | Spend ₹10L annually |
| Forex Markup | 2% | 1.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.67% | 1% |
Lounge Access | ||
| Domestic Lounges | Unlimited | Unlimited |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹24.0L | ₹42.0L |
HDFC Infinia Metal is Best For
Premium travelers spending ₹10L+/year
Watch Out
- • Invite-only card
- • SmartBuy portal needed for max value
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsOur Verdict
Based on overall features and value,
HDFC Infinia Metal wins!
Score: 66vsScore: 58
