ICICI Emeralde Private Metal vs IndusInd Crest
Detailed comparison of these two popular credit cards
Winner
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumVS
IndusInd Crest
IndusInd Bank
Super PremiumAnnual Fee
₹12K vs ₹10K
Effective Rate
(cash value)
1.0% vs 0.8%
Lounge Access
Unlimited vs 2/quarter
Detailed Comparison
| Feature | ICICI Emeralde Private Metal | IndusInd Crest |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹12K | ₹75K |
| Annual Fee | ₹12K | ₹10K |
| Fee Waiver | Spend ₹10L annually | Spend ₹10L-20L annually |
| Forex Markup | 1.5% | 3.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1% | 0.75% |
Lounge Access | ||
| Domestic Lounges | Unlimited | 2/quarter |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹42.0L | ₹24.0L |
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsOur Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 58vsScore: 25
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