ICICI Emeralde Private Metal vs IndusInd Legend
Detailed comparison of these two popular credit cards
Winner
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumVS
IndusInd Legend
IndusInd Bank
PremiumAnnual Fee
₹12K vs ₹0
Effective Rate
(cash value)
1.0% vs 1.1%
Lounge Access
Unlimited vs Discontinued Mar 2025
Detailed Comparison
| Feature | ICICI Emeralde Private Metal | IndusInd Legend |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹12K | ₹10K |
| Annual Fee | ₹12K | ₹0 |
| Fee Waiver | Spend ₹10L annually | No annual fee after joining |
| Forex Markup | 1.5% | 1.8% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1% | 1.125% |
Lounge Access | ||
| Domestic Lounges | Unlimited | Discontinued Mar 2025 |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹42.0L | ₹18.0L |
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsIndusInd Legend is Best For
Low forex markup (1.8%) international spenders
Watch Out
- • Lounge access discontinued Mar 2025
Our Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 58vsScore: 26
Related Comparisons
ICICI Emeralde Private Metal vs HDFC Infinia Metal
HDFC Bank
ICICI Emeralde Private Metal vs HDFC Diners Club Black
HDFC Bank
ICICI Emeralde Private Metal vs HDFC Regalia Gold
HDFC Bank
ICICI Emeralde Private Metal vs HDFC Regalia
HDFC Bank
ICICI Emeralde Private Metal vs HDFC Tata Neu Infinity
HDFC Bank
ICICI Emeralde Private Metal vs HDFC Marriott Bonvoy
HDFC Bank