ICICI Emeralde Private Metal vs PNB RuPay Platinum
Detailed comparison of these two popular credit cards
Winner
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumVS
PNB RuPay Platinum
Punjab National Bank
Mid-RangeAnnual Fee
₹12K vs ₹499
Effective Rate
(cash value)
1.0% vs 0.5%
Lounge Access
Unlimited vs 2/quarter
Detailed Comparison
| Feature | ICICI Emeralde Private Metal | PNB RuPay Platinum |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹12K | ₹0 |
| Annual Fee | ₹12K | ₹499 |
| Fee Waiver | Spend ₹10L annually | Spend ₹50K annually |
| Forex Markup | 1.5% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1% | 0.5% |
Lounge Access | ||
| Domestic Lounges | Unlimited | 2/quarter |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹42.0L | ₹3.0L |
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsPNB RuPay Platinum is Best For
PSU bank customers wanting RuPay benefits
View PNB RuPay Platinum DetailsOur Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 58vsScore: 19
Related Comparisons
ICICI Emeralde Private Metal vs HDFC Infinia Metal
HDFC Bank
ICICI Emeralde Private Metal vs HDFC Diners Club Black
HDFC Bank
ICICI Emeralde Private Metal vs HDFC Millennia
HDFC Bank
ICICI Emeralde Private Metal vs HDFC Swiggy Credit Card
HDFC Bank
ICICI Emeralde Private Metal vs HDFC IndianOil Credit Card
HDFC Bank
ICICI Emeralde Private Metal vs ICICI Sapphiro
ICICI Bank