ICICI MakeMyTrip Credit Card vs RBL IndianOil XTRA

Detailed comparison of these two popular credit cards

Winner
ICICI MakeMyTrip Credit Card

ICICI MakeMyTrip Credit Card

ICICI Bank

Mid-Range
VS
RBL IndianOil XTRA

RBL IndianOil XTRA

RBL Bank

Mid-Range
*

Different Reward Types

Card 1 gives Reward Points while Card 2 gives Fuel Points. We're showing effective cash values for fair comparison.

Annual Fee
₹999 vs ₹2K
Effective Rate
(cash value)
1.0% vs 0.3%
Lounge Access
None vs None

Detailed Comparison

FeatureICICI MakeMyTrip Credit CardRBL IndianOil XTRA
Fees & Charges
Joining Fee
₹999
₹2K
Annual Fee
₹999
₹2K
Fee Waiver
Spend ₹2.99L annually
Spend ₹2.75L annually
Forex Markup
-
-
Rewards
Reward Type
Reward Points
Fuel Points
Effective Cash Value
1%
0.25%
Lounge Access
Domestic Lounges
None
None
Priority Pass
-
-
Eligibility
Min. Income
₹4.2L
₹3.0L

ICICI MakeMyTrip Credit Card is Best For

MakeMyTrip regular users

View ICICI MakeMyTrip Credit Card Details

RBL IndianOil XTRA is Best For

IndianOil fuel users

Watch Out
  • Max benefit ₹400/month on fuel
View RBL IndianOil XTRA Details

Our Verdict

Based on overall features and value,

ICICI MakeMyTrip Credit Card wins!

Score: 24vsScore: 17

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