ICICI MakeMyTrip Credit Card vs Scapia Federal Credit Card
Detailed comparison of these two popular credit cards

ICICI MakeMyTrip Credit Card
ICICI Bank
Mid-RangeVS
Winner

Scapia Federal Credit Card
Federal Bank
Mid-RangeAnnual Fee
₹999 vs FREE
Effective Rate
(cash value)
1.0% vs 2.0%
Lounge Access
None vs Unlimited
Detailed Comparison
| Feature | ICICI MakeMyTrip Credit Card | Scapia Federal Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹999 | FREE |
| Annual Fee | ₹999 | FREE |
| Fee Waiver | Spend ₹2.99L annually | None |
| Forex Markup | - | 0% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1% | 2% |
Lounge Access | ||
| Domestic Lounges | None | Unlimited |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹4.2L | ₹4.0L |
ICICI MakeMyTrip Credit Card is Best For
MakeMyTrip regular users
View ICICI MakeMyTrip Credit Card DetailsScapia Federal Credit Card is Best For
Best zero forex + zero fee travel card
Watch Out
- • No international lounge access
- • No rewards on international spends
Our Verdict
Based on overall features and value,
Scapia Federal Credit Card wins!
Score: 24vsScore: 73
Related Comparisons

ICICI MakeMyTrip Credit Card vs HDFC Millennia
HDFC Bank

ICICI MakeMyTrip Credit Card vs HDFC Swiggy Credit Card
HDFC Bank

ICICI MakeMyTrip Credit Card vs HDFC IndianOil Credit Card
HDFC Bank

ICICI MakeMyTrip Credit Card vs ICICI Emeralde Private Metal
ICICI Bank

ICICI MakeMyTrip Credit Card vs ICICI Sapphiro
ICICI Bank

ICICI MakeMyTrip Credit Card vs Amazon Pay ICICI Credit Card
ICICI Bank