SBI BPCL Octane vs SBI Card AURUM
Detailed comparison of these two popular credit cards
SBI BPCL Octane
SBI Card
Mid-RangeVS
Winner
SBI Card AURUM
SBI Card
Super Premium*
Different Reward Types
Card 1 gives ⛽ Fuel Points while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
₹1K vs ₹10K
Effective Rate
(cash value)
0.3% vs 0.8%
Lounge Access
4/year vs Unlimited
Detailed Comparison
| Feature | SBI BPCL Octane | SBI Card AURUM |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹1K | ₹10K |
| Annual Fee | ₹1K | ₹10K |
| Fee Waiver | Spend ₹2L annually | Spend ₹10L annually |
| Forex Markup | - | 1.99% |
Rewards | ||
| Reward Type | ⛽Fuel Points | ⭐Reward Points |
| Effective Cash Value | 0.25% | 0.75% |
Lounge Access | ||
| Domestic Lounges | 4/year | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹4.0L | ₹36.0L |
SBI BPCL Octane is Best For
BPCL loyalists spending ₹10K+/month on fuel
Watch Out
- • Fuel benefits ONLY at BPCL pumps
- • Max fuel benefit ₹625/month
Our Verdict
Based on overall features and value,
SBI Card AURUM wins!
Score: 22vsScore: 55
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