HDFC Infinia Metal vs SBI BPCL Octane
Detailed comparison of these two popular credit cards
Winner
HDFC Infinia Metal
HDFC Bank
Super PremiumVS
SBI BPCL Octane
SBI Card
Mid-Range*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives ⛽ Fuel Points. We're showing effective cash values for fair comparison.
Annual Fee
₹13K vs ₹1K
Effective Rate
(cash value)
1.7% vs 0.3%
Lounge Access
Unlimited vs 4/year
Detailed Comparison
| Feature | HDFC Infinia Metal | SBI BPCL Octane |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹13K | ₹1K |
| Annual Fee | ₹13K | ₹1K |
| Fee Waiver | Spend ₹10L annually | Spend ₹2L annually |
| Forex Markup | 2% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⛽Fuel Points |
| Effective Cash Value | 1.67% | 0.25% |
Lounge Access | ||
| Domestic Lounges | Unlimited | 4/year |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹24.0L | ₹4.0L |
HDFC Infinia Metal is Best For
Premium travelers spending ₹10L+/year
Watch Out
- • Invite-only card
- • SmartBuy portal needed for max value
SBI BPCL Octane is Best For
BPCL loyalists spending ₹10K+/month on fuel
Watch Out
- • Fuel benefits ONLY at BPCL pumps
- • Max fuel benefit ₹625/month
Our Verdict
Based on overall features and value,
HDFC Infinia Metal wins!
Score: 66vsScore: 22
