Scapia Federal Credit Card vs Union RuPay Platinum
Detailed comparison of these two popular credit cards
Winner
Scapia Federal Credit Card
Federal Bank
Mid-RangeVS
Union RuPay Platinum
Union Bank of India
Mid-RangeAnnual Fee
FREE vs ₹299
Effective Rate
(cash value)
2.0% vs 0.5%
Lounge Access
Unlimited vs None
Detailed Comparison
| Feature | Scapia Federal Credit Card | Union RuPay Platinum |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹0 |
| Annual Fee | FREE | ₹299 |
| Fee Waiver | None | Spend ₹30K annually |
| Forex Markup | 0% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 2% | 0.5% |
Lounge Access | ||
| Domestic Lounges | Unlimited | None |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹4.0L | ₹3.0L |
Scapia Federal Credit Card is Best For
Best zero forex + zero fee travel card
Watch Out
- • No international lounge access
- • No rewards on international spends
Our Verdict
Based on overall features and value,
Scapia Federal Credit Card wins!
Score: 73vsScore: 16
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