Last updated: |Data verified from official bank sources
Mid-Range
Union RuPay Platinum
Union Bank of India
Best for: Union Bank customers
₹299
Annual Fee
2%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Union Bank customers
Fees & Charges
Joining Fee₹0
Annual Fee₹299
Fee WaiverSpend ₹30K annually
Rewards
TypePoints
Base Rate2 pts/₹100
Effective Return2%
Lounge Access
DomesticNone
InternationalNone
Railway Lounge4/quarter
Eligibility
Minimum Income₹3.0L/year
Available on: RuPay
Frequently Asked Questions
What is the annual fee for Union RuPay Platinum?▼
Union RuPay Platinum has an annual fee of ₹299. Spend ₹30K annually
What rewards does Union RuPay Platinum offer?▼
Union RuPay Platinum offers 2 pts/₹100 on all spends, with an effective value of 0.5%.
Does Union RuPay Platinum have lounge access?▼
Union RuPay Platinum does not include complimentary lounge access.
What is the minimum income required for Union RuPay Platinum?▼
The minimum income requirement for Union RuPay Platinum is ₹3.0 lakhs per annum.
Information sourced from Union Bank of India official website. Last verified: February 2026.
⚖️
Compare with Scapia Federal Credit Card
See a detailed side-by-side comparison
More Comparisons
More from Union Bank of India
View all →Similar Cards
PM
PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023