Last updated: |Data verified from official bank sources
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Axis Rewards
Mid-Range

Axis Rewards

Axis Bank

Best for: Standard Axis rewards card

₹1K
Annual Fee
2%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Standard Axis rewards card

Fees & Charges

Joining Fee₹1K
Annual Fee₹1K
Fee WaiverSpend ₹1L annually

Rewards

TypePoints
Base Rate4 pts/₹200
Effective Return2%

Lounge Access

DomesticNone
InternationalNone

Eligibility

Minimum Income₹3.6L/year
Available on: Visa, Mastercard

Frequently Asked Questions

What is the annual fee for Axis Rewards?
Axis Rewards has an annual fee of ₹1000. Spend ₹1L annually
What rewards does Axis Rewards offer?
Axis Rewards offers 4 pts/₹200 on all spends, with an effective value of 0.4%.
Does Axis Rewards have lounge access?
Axis Rewards does not include complimentary lounge access.
What is the minimum income required for Axis Rewards?
The minimum income requirement for Axis Rewards is ₹3.6 lakhs per annum.

Information sourced from Axis Bank official website. Last verified: February 2026.

PM
PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023