Last updated: |Data verified from official bank sources
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Axis Rewards
Mid-Range

Axis Rewards

Axis Bank

Best for: Standard Axis rewards card

₹1K
Annual Fee
2%
Reward Rate
N/A
Forex Markup
None
Domestic Lounge
None
Intl Lounge
Best for: Standard Axis rewards card

Fees & Charges

Joining Fee₹1K
Annual Fee₹1K
Fee WaiverSpend ₹1L annually

Rewards

TypePoints
Base Rate4 pts/₹200
Effective Return2%

Lounge Access

DomesticNone
InternationalNone

Eligibility

Minimum Income₹3.6L/year
Available on: Visa, Mastercard

Frequently Asked Questions

What is the annual fee for Axis Rewards?▼
Axis Rewards has an annual fee of ₹1000. Spend ₹1L annually
What rewards does Axis Rewards offer?▼
Axis Rewards offers 4 pts/₹200 on all spends, with an effective value of 0.4%.
Does Axis Rewards have lounge access?▼
Axis Rewards does not include complimentary lounge access.
What is the minimum income required for Axis Rewards?▼
The minimum income requirement for Axis Rewards is ₹3.6 lakhs per annum.

Information sourced from Axis Bank official website. Last verified: February 2026.

PM
PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023