Last updated: |Data verified from official bank sources
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Citi Prestige
Super Premium

Citi Prestige

Citibank

Best for: Ultra premium (existing cardholders)

₹20K
Annual Fee
4%
Reward Rate
3.5%
Forex Markup
Unlimited
Domestic Lounge
Unlimited via Priority Pass
Intl Lounge
Best for: Ultra premium (existing cardholders)
Things to Watch Out For
  • Citi exited India, cards managed by Axis

Fees & Charges

Joining Fee₹20K
Annual Fee₹20K
Fee WaiverNone
Forex Markup3.5%

Rewards

TypePoints
Base Rate4 pts/₹100
Effective Return4%

Lounge Access

DomesticUnlimited
InternationalUnlimited via Priority Pass
Priority PassIncluded

Eligibility

Minimum Income₹36.0L/year
Now managed by Axis Bank
Available on: Visa Infinite

Frequently Asked Questions

What is the annual fee for Citi Prestige?
Citi Prestige has an annual fee of ₹20000. None
What rewards does Citi Prestige offer?
Citi Prestige offers 4 pts/₹100 on all spends, with an effective value of 2%.
Does Citi Prestige have lounge access?
Yes, Citi Prestige offers Unlimited domestic lounge visits and Unlimited via Priority Pass international lounge visits per quarter.
What is the minimum income required for Citi Prestige?
The minimum income requirement for Citi Prestige is ₹36.0 lakhs per annum.

Information sourced from Citibank official website. Last verified: February 2026.

PM
PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023