Last updated: |Data verified from official bank sources
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Citi Prestige
Super Premium

Citi Prestige

Citibank

Best for: Ultra premium (existing cardholders)

₹20K
Annual Fee
4%
Reward Rate
3.5%
Forex Markup
Unlimited
Domestic Lounge
Unlimited via Priority Pass
Intl Lounge
Best for: Ultra premium (existing cardholders)
Things to Watch Out For
  • •Citi exited India, cards managed by Axis

Fees & Charges

Joining Fee₹20K
Annual Fee₹20K
Fee WaiverNone
Forex Markup3.5%

Rewards

TypePoints
Base Rate4 pts/₹100
Effective Return4%

Lounge Access

DomesticUnlimited
InternationalUnlimited via Priority Pass
Priority PassIncluded

Eligibility

Minimum Income₹36.0L/year
Now managed by Axis Bank
Available on: Visa Infinite

Frequently Asked Questions

What is the annual fee for Citi Prestige?▼
Citi Prestige has an annual fee of ₹20000. None
What rewards does Citi Prestige offer?▼
Citi Prestige offers 4 pts/₹100 on all spends, with an effective value of 2%.
Does Citi Prestige have lounge access?▼
Yes, Citi Prestige offers Unlimited domestic lounge visits and Unlimited via Priority Pass international lounge visits per quarter.
What is the minimum income required for Citi Prestige?▼
The minimum income requirement for Citi Prestige is ₹36.0 lakhs per annum.

Information sourced from Citibank official website. Last verified: February 2026.

PM
PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023