Amazon Pay ICICI Credit Card vs Scapia Federal Credit Card
Detailed comparison of these two popular credit cards
Amazon Pay ICICI Credit Card
ICICI Bank
EntryVS
Winner
Scapia Federal Credit Card
Federal Bank
Mid-Range*
Different Reward Types
Card 1 gives 💵 Cashback while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
FREE vs FREE
Effective Rate
(cash value)
1.0% vs 2.0%
Lounge Access
None vs Unlimited
Detailed Comparison
| Feature | Amazon Pay ICICI Credit Card | Scapia Federal Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | FREE |
| Annual Fee | FREE | FREE |
| Fee Waiver | None | None |
| Forex Markup | - | 0% |
Rewards | ||
| Reward Type | 💵Cashback | ⭐Reward Points |
| Effective Cash Value | 1% | 2% |
Lounge Access | ||
| Domestic Lounges | None | Unlimited |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹3.0L | ₹4.0L |
Amazon Pay ICICI Credit Card is Best For
Amazon Prime members
Watch Out
- • Best value only on Amazon ecosystem
Scapia Federal Credit Card is Best For
Best zero forex + zero fee travel card
Watch Out
- • No international lounge access
- • No rewards on international spends
Our Verdict
Based on overall features and value,
Scapia Federal Credit Card wins!
Score: 43vsScore: 73
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