Amazon Pay ICICI Credit Card vs Amex Platinum Charge Card

Detailed comparison of these two popular credit cards

Amazon Pay ICICI Credit Card

Amazon Pay ICICI Credit Card

ICICI Bank

Entry
VS
Winner
Amex Platinum Charge Card

Amex Platinum Charge Card

American Express

Super Premium
*

Different Reward Types

Card 1 gives 💵 Cashback while Card 2 gives Reward Points. We're showing effective cash values for fair comparison.

Annual Fee
FREE vs ₹78K
Effective Rate
(cash value)
1.0% vs 0.9%
Lounge Access
None vs Unlimited

Detailed Comparison

FeatureAmazon Pay ICICI Credit CardAmex Platinum Charge Card
Fees & Charges
Joining Fee
FREE
₹78K
Annual Fee
FREE
₹78K
Fee Waiver
None
None
Forex Markup
-
3.5%
Rewards
Reward Type
💵Cashback
Reward Points
Effective Cash Value
1%
0.875%
Lounge Access
Domestic Lounges
None
Unlimited
Priority Pass
-
Yes
Eligibility
Min. Income
₹3.0L
₹60.0L

Amazon Pay ICICI Credit Card is Best For

Amazon Prime members

Watch Out
  • Best value only on Amazon ecosystem
View Amazon Pay ICICI Credit Card Details

Amex Platinum Charge Card is Best For

Ultra luxury travelers with ₹77K to spare

Watch Out
  • No preset limit but still has shadow limit
  • Must pay full balance monthly
View Amex Platinum Charge Card Details

Our Verdict

Based on overall features and value,

Amex Platinum Charge Card wins!

Score: 43vsScore: 57

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