Last updated: |Data verified from official bank sources
Super Premium
Amex Platinum Charge Card
American Express
Best for: Ultra luxury travelers with ₹77K to spare
₹78K
Annual Fee
2.5%
Reward Rate
3.5%
Forex Markup
Unlimited
Domestic Lounge
Unlimited (Centurion + Priority Pass)
Intl Lounge
Best for: Ultra luxury travelers with ₹77K to spare
Things to Watch Out For
- •No preset limit but still has shadow limit
- •Must pay full balance monthly
Fees & Charges
Joining Fee₹78K
Annual Fee₹78K
Fee WaiverNone
Forex Markup3.5%
Rewards
TypePoints
Base Rate1 pt/₹40
Effective Return2.5%
Accelerated Categories
International spends3X (7.5%)
Rewards Xcelerator (luxury)Up to 20X (50%)
Lounge Access
DomesticUnlimited
InternationalUnlimited (Centurion + Priority Pass)
Priority PassIncluded
Eligibility
Minimum Income₹60.0L/year
Charge card - pay in full monthly
Welcome Benefits
Benefit₹60,000 vouchers on ₹50K spend in 2 months
Estimated Value₹60K
Available on: American Express
Frequently Asked Questions
What is the annual fee for Amex Platinum Charge Card?▼
Amex Platinum Charge Card has an annual fee of ₹77880. None
What rewards does Amex Platinum Charge Card offer?▼
Amex Platinum Charge Card offers 1 pt/₹40 on all spends, with an effective value of 0.875%.
Does Amex Platinum Charge Card have lounge access?▼
Yes, Amex Platinum Charge Card offers Unlimited domestic lounge visits and Unlimited (Centurion + Priority Pass) international lounge visits per quarter.
What is the minimum income required for Amex Platinum Charge Card?▼
The minimum income requirement for Amex Platinum Charge Card is ₹60.0 lakhs per annum.
Information sourced from American Express official website. Last verified: February 2026.
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