Amazon Pay ICICI Credit Card vs Amex Platinum Reserve

Detailed comparison of these two popular credit cards

Winner
Amazon Pay ICICI Credit Card

Amazon Pay ICICI Credit Card

ICICI Bank

Entry
VS
Amex Platinum Reserve

Amex Platinum Reserve

American Express

Super Premium
*

Different Reward Types

Card 1 gives 💵 Cashback while Card 2 gives Reward Points. We're showing effective cash values for fair comparison.

Annual Fee
FREE vs ₹10K
Effective Rate
(cash value)
1.0% vs 0.7%
Lounge Access
None vs 4/year

Detailed Comparison

FeatureAmazon Pay ICICI Credit CardAmex Platinum Reserve
Fees & Charges
Joining Fee
FREE
₹5K
Annual Fee
FREE
₹10K
Fee Waiver
None
None
Forex Markup
-
3.5%
Rewards
Reward Type
💵Cashback
Reward Points
Effective Cash Value
1%
0.7%
Lounge Access
Domestic Lounges
None
4/year
Priority Pass
-
-
Eligibility
Min. Income
₹3.0L
₹12.0L

Amazon Pay ICICI Credit Card is Best For

Amazon Prime members

Watch Out
  • Best value only on Amazon ecosystem
View Amazon Pay ICICI Credit Card Details

Amex Platinum Reserve is Best For

Amex semi-premium tier

View Amex Platinum Reserve Details

Our Verdict

Based on overall features and value,

Amazon Pay ICICI Credit Card wins!

Score: 43vsScore: 25

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