Amazon Pay ICICI Credit Card vs BOB Eterna Credit Card
Detailed comparison of these two popular credit cards
Winner
Amazon Pay ICICI Credit Card
ICICI Bank
EntryVS
BOB Eterna Credit Card
Bank of Baroda
Super Premium*
Different Reward Types
Card 1 gives 💵 Cashback while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
FREE vs ₹2K
Effective Rate
(cash value)
1.0% vs 0.8%
Lounge Access
None vs Unlimited (₹40K quarterly spend req)
Detailed Comparison
| Feature | Amazon Pay ICICI Credit Card | BOB Eterna Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹2K |
| Annual Fee | FREE | ₹2K |
| Fee Waiver | None | JF: ₹25K/60 days; AF: Spend ₹2.5L/year |
| Forex Markup | - | 2% |
Rewards | ||
| Reward Type | 💵Cashback | ⭐Reward Points |
| Effective Cash Value | 1% | 0.75% |
Lounge Access | ||
| Domestic Lounges | None | Unlimited (₹40K quarterly spend req) |
| Priority Pass | - | No |
Eligibility | ||
| Min. Income | ₹3.0L | ₹18.0L |
Amazon Pay ICICI Credit Card is Best For
Amazon Prime members
Watch Out
- • Best value only on Amazon ecosystem
BOB Eterna Credit Card is Best For
BOB's premium travel card
Watch Out
- • No Priority Pass despite premium positioning
- • Lounge requires ₹40K quarterly spend from Jan 2025
Our Verdict
Based on overall features and value,
Amazon Pay ICICI Credit Card wins!
Score: 43vsScore: 22
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