Amazon Pay ICICI Credit Card vs Citi Prestige
Detailed comparison of these two popular credit cards
Amazon Pay ICICI Credit Card
ICICI Bank
EntryVS
Winner
Citi Prestige
Citibank
Super Premium*
Different Reward Types
Card 1 gives 💵 Cashback while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
FREE vs ₹20K
Effective Rate
(cash value)
1.0% vs 2.0%
Lounge Access
None vs Unlimited
Detailed Comparison
| Feature | Amazon Pay ICICI Credit Card | Citi Prestige |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹20K |
| Annual Fee | FREE | ₹20K |
| Fee Waiver | None | None |
| Forex Markup | - | 3.5% |
Rewards | ||
| Reward Type | 💵Cashback | ⭐Reward Points |
| Effective Cash Value | 1% | 2% |
Lounge Access | ||
| Domestic Lounges | None | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹3.0L | ₹36.0L |
Amazon Pay ICICI Credit Card is Best For
Amazon Prime members
Watch Out
- • Best value only on Amazon ecosystem
Citi Prestige is Best For
Ultra premium (existing cardholders)
Watch Out
- • Citi exited India, cards managed by Axis
Our Verdict
Based on overall features and value,
Citi Prestige wins!
Score: 43vsScore: 66
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