Amazon Pay ICICI Credit Card vs HSBC Premier Credit Card
Detailed comparison of these two popular credit cards
Amazon Pay ICICI Credit Card
ICICI Bank
EntryVS
Winner
HSBC Premier Credit Card
HSBC India
Super Premium*
Different Reward Types
Card 1 gives 💵 Cashback while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
FREE vs ₹20K
Effective Rate
(cash value)
1.0% vs 1.3%
Lounge Access
None vs Unlimited
Detailed Comparison
| Feature | Amazon Pay ICICI Credit Card | HSBC Premier Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹12K |
| Annual Fee | FREE | ₹20K |
| Fee Waiver | None | For HSBC Premier customers |
| Forex Markup | - | 0.99% |
Rewards | ||
| Reward Type | 💵Cashback | ⭐Reward Points |
| Effective Cash Value | 1% | 1.33% |
Lounge Access | ||
| Domestic Lounges | None | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹3.0L | ₹36.0L |
Amazon Pay ICICI Credit Card is Best For
Amazon Prime members
Watch Out
- • Best value only on Amazon ecosystem
HSBC Premier Credit Card is Best For
HSBC Premier banking customers
View HSBC Premier Credit Card DetailsOur Verdict
Based on overall features and value,
HSBC Premier Credit Card wins!
Score: 43vsScore: 59
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