Amazon Pay ICICI Credit Card vs IRCTC BOB RuPay Credit Card

Detailed comparison of these two popular credit cards

Winner
Amazon Pay ICICI Credit Card

Amazon Pay ICICI Credit Card

ICICI Bank

Entry
VS
IRCTC BOB RuPay Credit Card

IRCTC BOB RuPay Credit Card

Bank of Baroda

Mid-Range
*

Different Reward Types

Card 1 gives 💵 Cashback while Card 2 gives Reward Points. We're showing effective cash values for fair comparison.

Annual Fee
FREE vs ₹350
Effective Rate
(cash value)
1.0% vs 0.5%
Lounge Access
None vs None

Detailed Comparison

FeatureAmazon Pay ICICI Credit CardIRCTC BOB RuPay Credit Card
Fees & Charges
Joining Fee
FREE
₹500
Annual Fee
FREE
₹350
Fee Waiver
None
Spend ₹50K annually
Forex Markup
-
-
Rewards
Reward Type
💵Cashback
Reward Points
Effective Cash Value
1%
0.5%
Lounge Access
Domestic Lounges
None
None
Priority Pass
-
-
Eligibility
Min. Income
₹3.0L
₹3.0L

Amazon Pay ICICI Credit Card is Best For

Amazon Prime members

Watch Out
  • Best value only on Amazon ecosystem
View Amazon Pay ICICI Credit Card Details

IRCTC BOB RuPay Credit Card is Best For

Railway travelers

View IRCTC BOB RuPay Credit Card Details

Our Verdict

Based on overall features and value,

Amazon Pay ICICI Credit Card wins!

Score: 43vsScore: 19

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