Amazon Pay ICICI Credit Card vs Kotak Cashback+

Detailed comparison of these two popular credit cards

Winner
Amazon Pay ICICI Credit Card

Amazon Pay ICICI Credit Card

ICICI Bank

Entry
VS
Kotak Cashback+

Kotak Cashback+

Kotak Mahindra Bank

Mid-Range
Annual Fee
FREE vs ₹750
Effective Rate
(cash value)
1.0% vs 1.0%
Lounge Access
None vs None

Detailed Comparison

FeatureAmazon Pay ICICI Credit CardKotak Cashback+
Fees & Charges
Joining Fee
FREE
₹750
Annual Fee
FREE
₹750
Fee Waiver
None
None
Forex Markup
-
-
Rewards
Reward Type
💵Cashback
💵Cashback
Effective Cash Value
1%
1%
Lounge Access
Domestic Lounges
None
None
Priority Pass
-
-
Eligibility
Min. Income
₹3.0L
₹3.0L

Amazon Pay ICICI Credit Card is Best For

Amazon Prime members

Watch Out
  • Best value only on Amazon ecosystem
View Amazon Pay ICICI Credit Card Details

Kotak Cashback+ is Best For

Grocery and food delivery spenders

Watch Out
  • ₹500/month cap on accelerated cashback too low for ₹750 annual fee
View Kotak Cashback+ Details

Our Verdict

Based on overall features and value,

Amazon Pay ICICI Credit Card wins!

Score: 43vsScore: 22

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