Amazon Pay ICICI Credit Card vs RBL Bank Insignia
Detailed comparison of these two popular credit cards
Winner
Amazon Pay ICICI Credit Card
ICICI Bank
EntryVS
RBL Bank Insignia
RBL Bank
Super Premium*
Different Reward Types
Card 1 gives 💵 Cashback while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
FREE vs ₹7K
Effective Rate
(cash value)
1.0% vs 1.3%
Lounge Access
None vs 2/quarter (₹35K spend req)
Detailed Comparison
| Feature | Amazon Pay ICICI Credit Card | RBL Bank Insignia |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹7K |
| Annual Fee | FREE | ₹7K |
| Fee Waiver | None | Spend ₹10L annually or Insignia PB customer |
| Forex Markup | - | 1.5% |
Rewards | ||
| Reward Type | 💵Cashback | ⭐Reward Points |
| Effective Cash Value | 1% | 1.25% |
Lounge Access | ||
| Domestic Lounges | None | 2/quarter (₹35K spend req) |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹3.0L | ₹24.0L |
Amazon Pay ICICI Credit Card is Best For
Amazon Prime members
Watch Out
- • Best value only on Amazon ecosystem
Our Verdict
Based on overall features and value,
Amazon Pay ICICI Credit Card wins!
Score: 43vsScore: 41
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