Last updated: |Data verified from official bank sources
Super Premium
RBL Bank Insignia
RBL Bank
Best for: RBL's top-tier HNI card
₹7K
Annual Fee
5%
Reward Rate
1.5%
Forex Markup
2/quarter (₹35K spend req)
Domestic Lounge
6/year via Priority Pass
Intl Lounge
Best for: RBL's top-tier HNI card
Fees & Charges
Joining Fee₹7K
Annual Fee₹7K
Fee WaiverSpend ₹10L annually or Insignia PB customer
Forex Markup1.5%
Rewards
TypePoints
Base Rate5 pts/₹100
Effective Return5%
Accelerated Categories
International10 pts/₹100 (10%)
Lounge Access
Domestic2/quarter (₹35K spend req)
International6/year via Priority Pass
Priority PassIncluded
Eligibility
Minimum Income₹24.0L/year
For RBL Insignia banking customers
Available on: Mastercard World
Frequently Asked Questions
What is the annual fee for RBL Bank Insignia?▼
RBL Bank Insignia has an annual fee of ₹7000. Spend ₹10L annually or Insignia PB customer
What rewards does RBL Bank Insignia offer?▼
RBL Bank Insignia offers 5 pts/₹100 on all spends, with an effective value of 1.25%.
Does RBL Bank Insignia have lounge access?▼
Yes, RBL Bank Insignia offers 2/quarter (₹35K spend req) domestic lounge visits and 6/year via Priority Pass international lounge visits per quarter.
What is the minimum income required for RBL Bank Insignia?▼
The minimum income requirement for RBL Bank Insignia is ₹24.0 lakhs per annum.
Information sourced from RBL Bank official website. Last verified: February 2026.
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