Amazon Pay ICICI Credit Card vs RBL IndianOil XTRA
Detailed comparison of these two popular credit cards
Winner
Amazon Pay ICICI Credit Card
ICICI Bank
EntryVS
RBL IndianOil XTRA
RBL Bank
Mid-Range*
Different Reward Types
Card 1 gives 💵 Cashback while Card 2 gives ⛽ Fuel Points. We're showing effective cash values for fair comparison.
Annual Fee
FREE vs ₹2K
Effective Rate
(cash value)
1.0% vs 0.3%
Lounge Access
None vs None
Detailed Comparison
| Feature | Amazon Pay ICICI Credit Card | RBL IndianOil XTRA |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹2K |
| Annual Fee | FREE | ₹2K |
| Fee Waiver | None | Spend ₹2.75L annually |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | 💵Cashback | ⛽Fuel Points |
| Effective Cash Value | 1% | 0.25% |
Lounge Access | ||
| Domestic Lounges | None | None |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹3.0L | ₹3.0L |
Amazon Pay ICICI Credit Card is Best For
Amazon Prime members
Watch Out
- • Best value only on Amazon ecosystem
RBL IndianOil XTRA is Best For
IndianOil fuel users
Watch Out
- • Max benefit ₹400/month on fuel
Our Verdict
Based on overall features and value,
Amazon Pay ICICI Credit Card wins!
Score: 43vsScore: 17
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