Amazon Pay ICICI Credit Card vs SBI Card PRIME
Detailed comparison of these two popular credit cards
Winner
Amazon Pay ICICI Credit Card
ICICI Bank
EntryVS
SBI Card PRIME
SBI Card
Mid-Range*
Different Reward Types
Card 1 gives 💵 Cashback while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
FREE vs ₹3K
Effective Rate
(cash value)
1.0% vs 0.5%
Lounge Access
None vs 2/quarter
Detailed Comparison
| Feature | Amazon Pay ICICI Credit Card | SBI Card PRIME |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹3K |
| Annual Fee | FREE | ₹3K |
| Fee Waiver | None | Spend ₹3L annually |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | 💵Cashback | ⭐Reward Points |
| Effective Cash Value | 1% | 0.5% |
Lounge Access | ||
| Domestic Lounges | None | 2/quarter |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹3.0L | ₹6.0L |
Amazon Pay ICICI Credit Card is Best For
Amazon Prime members
Watch Out
- • Best value only on Amazon ecosystem
SBI Card PRIME is Best For
Dining & grocery heavy spenders
Watch Out
- • Air insurance discontinued Jul 2025
- • Club ITC Silver added Sep 2025
Our Verdict
Based on overall features and value,
Amazon Pay ICICI Credit Card wins!
Score: 43vsScore: 32
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