Last updated: |Data verified from official bank sources
Mid-Range
SBI Card PRIME
SBI Card
Best for: Dining & grocery heavy spenders
₹3K
Annual Fee
2%
Reward Rate
N/A
Forex Markup
2/quarter
Domestic Lounge
4/year via Priority Pass
Intl Lounge
Best for: Dining & grocery heavy spenders
Things to Watch Out For
- •Air insurance discontinued Jul 2025
- •Club ITC Silver added Sep 2025
Fees & Charges
Joining Fee₹3K
Annual Fee₹3K
Fee WaiverSpend ₹3L annually
Rewards
TypePoints
Base Rate2 pts/₹100
Effective Return2%
Accelerated Categories
Dining/Groceries/Dept Stores10 pts/₹100 (10%)
Birthday spends20 pts/₹100 (20%)cap: 2000 pts/year
Lounge Access
Domestic2/quarter
International4/year via Priority Pass
Priority PassIncluded
Eligibility
Minimum Income₹6.0L/year
Welcome Benefits
Benefit₹3,000 e-voucher
Estimated Value₹3K
Available on: Visa, Mastercard
Frequently Asked Questions
What is the annual fee for SBI Card PRIME?▼
SBI Card PRIME has an annual fee of ₹2999. Spend ₹3L annually
What rewards does SBI Card PRIME offer?▼
SBI Card PRIME offers 2 pts/₹100 on all spends, with an effective value of 0.5%.
Does SBI Card PRIME have lounge access?▼
Yes, SBI Card PRIME offers 2/quarter domestic lounge visits and 4/year via Priority Pass international lounge visits per quarter.
What is the minimum income required for SBI Card PRIME?▼
The minimum income requirement for SBI Card PRIME is ₹6.0 lakhs per annum.
Information sourced from SBI Card official website. Last verified: February 2026.
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