Amex Platinum Reserve vs Axis Ace
Detailed comparison of these two popular credit cards
Amex Platinum Reserve
American Express
Super PremiumVS
Winner
Axis Ace
Axis Bank
Mid-Range*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives 💵 Cashback. We're showing effective cash values for fair comparison.
Annual Fee
₹10K vs ₹499
Effective Rate
(cash value)
0.7% vs 1.5%
Lounge Access
4/year vs 4/year
Detailed Comparison
| Feature | Amex Platinum Reserve | Axis Ace |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹5K | ₹499 |
| Annual Fee | ₹10K | ₹499 |
| Fee Waiver | None | Spend ₹2L annually |
| Forex Markup | 3.5% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | 💵Cashback |
| Effective Cash Value | 0.7% | 1.5% |
Lounge Access | ||
| Domestic Lounges | 4/year | 4/year |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹12.0L | ₹4.0L |
Axis Ace is Best For
Android users paying bills via Google Pay
Watch Out
- • 5% GPay cashback only on Android
- • iOS users can't use GPay feature
Our Verdict
Based on overall features and value,
Axis Ace wins!
Score: 25vsScore: 35
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