Amex SmartEarn vs Axis Ace
Detailed comparison of these two popular credit cards
Amex SmartEarn
American Express
EntryVS
Winner
Axis Ace
Axis Bank
Mid-Range*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives 💵 Cashback. We're showing effective cash values for fair comparison.
Annual Fee
₹495 vs ₹499
Effective Rate
(cash value)
0.7% vs 1.5%
Lounge Access
None vs 4/year
Detailed Comparison
| Feature | Amex SmartEarn | Axis Ace |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹0 | ₹499 |
| Annual Fee | ₹495 | ₹499 |
| Fee Waiver | Spend ₹40K annually | Spend ₹2L annually |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | ⭐Reward Points | 💵Cashback |
| Effective Cash Value | 0.7% | 1.5% |
Lounge Access | ||
| Domestic Lounges | None | 4/year |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹4.5L | ₹4.0L |
Axis Ace is Best For
Android users paying bills via Google Pay
Watch Out
- • 5% GPay cashback only on Android
- • iOS users can't use GPay feature
Our Verdict
Based on overall features and value,
Axis Ace wins!
Score: 21vsScore: 35
