AU Ixigo Credit Card vs Axis Reserve
Detailed comparison of these two popular credit cards
AU Ixigo Credit Card
AU Small Finance Bank
EntryVS
Winner
Axis Reserve
Axis Bank
Super PremiumAnnual Fee
FREE vs ₹50K
Effective Rate
(cash value)
1.3% vs 6.3%
Lounge Access
8/year vs Unlimited
Detailed Comparison
| Feature | AU Ixigo Credit Card | Axis Reserve |
|---|---|---|
Fees & Charges | ||
| Joining Fee | FREE | ₹50K |
| Annual Fee | FREE | ₹50K |
| Fee Waiver | None | None |
| Forex Markup | 0% | 1.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 1.25% | 6.25% |
Lounge Access | ||
| Domestic Lounges | 8/year | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹3.0L | - |
AU Ixigo Credit Card is Best For
Budget travelers (if grandfathered on zero forex)
Watch Out
- • Zero forex removed for new cardholders
- • Lounge now requires ₹20K/quarter spend
- • International rewards removed Dec 2024
Axis Reserve is Best For
Ultra HNI invite-only customers
Watch Out
- • ₹50K annual fee
- • Invite-only
Our Verdict
Based on overall features and value,
Axis Reserve wins!
Score: 50vsScore: 111
Related Comparisons
AU Ixigo Credit Card vs HDFC Infinia Metal
HDFC Bank
AU Ixigo Credit Card vs HDFC Diners Club Black
HDFC Bank
AU Ixigo Credit Card vs HDFC Tata Neu Plus
HDFC Bank
AU Ixigo Credit Card vs HDFC MoneyBack Plus
HDFC Bank
AU Ixigo Credit Card vs ICICI Emeralde Private Metal
ICICI Bank
AU Ixigo Credit Card vs Amazon Pay ICICI Credit Card
ICICI Bank