AU Zenith Plus vs Axis Reserve
Detailed comparison of these two popular credit cards

AU Zenith Plus
AU Small Finance Bank
PremiumVS
Winner
Axis Reserve
Axis Bank
Super PremiumAnnual Fee
₹5K vs ₹50K
Effective Rate
(cash value)
0.3% vs 6.3%
Lounge Access
16/year vs Unlimited
Detailed Comparison
| Feature | AU Zenith Plus | Axis Reserve |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹5K | ₹50K |
| Annual Fee | ₹5K | ₹50K |
| Fee Waiver | Spend ₹8L annually | None |
| Forex Markup | 0.99% | 1.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.25% | 6.25% |
Lounge Access | ||
| Domestic Lounges | 16/year | Unlimited |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹30.0L | - |
AU Zenith Plus is Best For
Ultra-low forex (0.99%) international travelers
View AU Zenith Plus DetailsAxis Reserve is Best For
Ultra HNI invite-only customers
Watch Out
- • ₹50K annual fee
- • Invite-only
Our Verdict
Based on overall features and value,
Axis Reserve wins!
Score: 45vsScore: 111





