AU Zenith Plus vs HDFC Diners Club Black
Detailed comparison of these two popular credit cards
AU Zenith Plus
AU Small Finance Bank
PremiumVS
Winner
HDFC Diners Club Black
HDFC Bank
Super PremiumAnnual Fee
₹5K vs ₹10K
Effective Rate
(cash value)
0.3% vs 1.7%
Lounge Access
16/year vs Unlimited
Detailed Comparison
| Feature | AU Zenith Plus | HDFC Diners Club Black |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹5K | ₹10K |
| Annual Fee | ₹5K | ₹10K |
| Fee Waiver | Spend ₹8L annually | Spend ₹5L annually |
| Forex Markup | 0.99% | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.25% | 1.67% |
Lounge Access | ||
| Domestic Lounges | 16/year | Unlimited |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹30.0L | ₹15.0L |
AU Zenith Plus is Best For
Ultra-low forex (0.99%) international travelers
View AU Zenith Plus DetailsHDFC Diners Club Black is Best For
High spenders at large merchants
Watch Out
- • Diners Club has limited acceptance in India
Our Verdict
Based on overall features and value,
HDFC Diners Club Black wins!
Score: 45vsScore: 65
