AU Zenith Plus vs HDFC Infinia Metal
Detailed comparison of these two popular credit cards
AU Zenith Plus
AU Small Finance Bank
PremiumVS
Winner
HDFC Infinia Metal
HDFC Bank
Super PremiumAnnual Fee
₹5K vs ₹13K
Effective Rate
(cash value)
0.3% vs 1.7%
Lounge Access
16/year vs Unlimited
Detailed Comparison
| Feature | AU Zenith Plus | HDFC Infinia Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹5K | ₹13K |
| Annual Fee | ₹5K | ₹13K |
| Fee Waiver | Spend ₹8L annually | Spend ₹10L annually |
| Forex Markup | 0.99% | 2% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.25% | 1.67% |
Lounge Access | ||
| Domestic Lounges | 16/year | Unlimited |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹30.0L | ₹24.0L |
AU Zenith Plus is Best For
Ultra-low forex (0.99%) international travelers
View AU Zenith Plus DetailsHDFC Infinia Metal is Best For
Premium travelers spending ₹10L+/year
Watch Out
- • Invite-only card
- • SmartBuy portal needed for max value
Our Verdict
Based on overall features and value,
HDFC Infinia Metal wins!
Score: 45vsScore: 66
