AU Zenith Plus vs BOB Premier Credit Card
Detailed comparison of these two popular credit cards
Winner
AU Zenith Plus
AU Small Finance Bank
PremiumVS
BOB Premier Credit Card
Bank of Baroda
PremiumAnnual Fee
₹5K vs FREE
Effective Rate
(cash value)
0.3% vs 0.5%
Lounge Access
16/year vs 4/year
Detailed Comparison
| Feature | AU Zenith Plus | BOB Premier Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹5K | FREE |
| Annual Fee | ₹5K | FREE |
| Fee Waiver | Spend ₹8L annually | LTF till Mar 2026 |
| Forex Markup | 0.99% | 3.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.25% | 0.5% |
Lounge Access | ||
| Domestic Lounges | 16/year | 4/year |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹30.0L | ₹6.0L |
AU Zenith Plus is Best For
Ultra-low forex (0.99%) international travelers
View AU Zenith Plus DetailsBOB Premier Credit Card is Best For
Free premium card with travel benefits
Watch Out
- • LTF offer valid till Mar 2026
Our Verdict
Based on overall features and value,
AU Zenith Plus wins!
Score: 45vsScore: 38
