AU Zenith Plus vs HDFC Swiggy Credit Card
Detailed comparison of these two popular credit cards
Winner
AU Zenith Plus
AU Small Finance Bank
PremiumVS
HDFC Swiggy Credit Card
HDFC Bank
Mid-Range*
Different Reward Types
Card 1 gives ⭐ Reward Points while Card 2 gives 💵 Cashback. We're showing effective cash values for fair comparison.
Annual Fee
₹5K vs ₹500
Effective Rate
(cash value)
0.3% vs 1.0%
Lounge Access
16/year vs None
Detailed Comparison
| Feature | AU Zenith Plus | HDFC Swiggy Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹5K | ₹500 |
| Annual Fee | ₹5K | ₹500 |
| Fee Waiver | Spend ₹8L annually | Spend ₹2L annually |
| Forex Markup | 0.99% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | 💵Cashback |
| Effective Cash Value | 0.25% | 1% |
Lounge Access | ||
| Domestic Lounges | 16/year | None |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹30.0L | ₹3.0L |
AU Zenith Plus is Best For
Ultra-low forex (0.99%) international travelers
View AU Zenith Plus DetailsOur Verdict
Based on overall features and value,
AU Zenith Plus wins!
Score: 45vsScore: 25
