AU Zenith Plus vs Kotak Air+

Detailed comparison of these two popular credit cards

Winner
AU Zenith Plus

AU Zenith Plus

AU Small Finance Bank

Premium
VS
Kotak Air+

Kotak Air+

Kotak Mahindra Bank

Premium
*

Different Reward Types

Card 1 gives Reward Points while Card 2 gives ✈️ Airline Miles. We're showing effective cash values for fair comparison.

Annual Fee
₹5K vs ₹3K
Effective Rate
(cash value)
0.3% vs 1.0%
Lounge Access
16/year vs 4/year

Detailed Comparison

FeatureAU Zenith PlusKotak Air+
Fees & Charges
Joining Fee
₹5K
₹3K
Annual Fee
₹5K
₹3K
Fee Waiver
Spend ₹8L annually
None
Forex Markup
0.99%
3.5%
Rewards
Reward Type
Reward Points
✈️Airline Miles
Effective Cash Value
0.25%
1%
Lounge Access
Domestic Lounges
16/year
4/year
Priority Pass
Yes
Yes
Eligibility
Min. Income
₹30.0L
₹9.0L

AU Zenith Plus is Best For

Ultra-low forex (0.99%) international travelers

View AU Zenith Plus Details

Kotak Air+ is Best For

Frequent travelers earning Air Miles

View Kotak Air+ Details

Our Verdict

Based on overall features and value,

AU Zenith Plus wins!

Score: 45vsScore: 39

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