Last updated: |Data verified from official bank sources
Premium
Kotak Air+
Kotak Mahindra Bank
Best for: Frequent travelers earning Air Miles
₹3K
Annual Fee
2%
Reward Rate
3.5%
Forex Markup
4/year
Domestic Lounge
2/year via Priority Pass
Intl Lounge
Best for: Frequent travelers earning Air Miles
Fees & Charges
Joining Fee₹3K
Annual Fee₹3K
Fee WaiverNone
Forex Markup3.5%
Rewards
TypeMiles
Base Rate2 Air Miles/₹100, 5 on travel
Effective Return2%
Accelerated Categories
Travel (Kotak Unbox)5 Air Miles/₹100 (5%)cap: 15K Air Miles/month
Lounge Access
Domestic4/year
International2/year via Priority Pass
Priority PassIncluded
Eligibility
Minimum Income₹9.0L/year
Welcome Benefits
Benefit2,500 Air Miles
Estimated Value₹1K
Available on: Visa
Frequently Asked Questions
What is the annual fee for Kotak Air+?▼
Kotak Air+ has an annual fee of ₹3000. None
What rewards does Kotak Air+ offer?▼
Kotak Air+ offers 2 Air Miles/₹100, 5 on travel on all spends, with an effective value of 1%.
Does Kotak Air+ have lounge access?▼
Yes, Kotak Air+ offers 4/year domestic lounge visits and 2/year via Priority Pass international lounge visits per quarter.
What is the minimum income required for Kotak Air+?▼
The minimum income requirement for Kotak Air+ is ₹9.0 lakhs per annum.
Information sourced from Kotak Mahindra Bank official website. Last verified: February 2026.
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PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023