AU Zenith Plus vs Union RuPay Select
Detailed comparison of these two popular credit cards
Winner
AU Zenith Plus
AU Small Finance Bank
PremiumVS
Union RuPay Select
Union Bank of India
PremiumAnnual Fee
₹5K vs ₹2K
Effective Rate
(cash value)
0.3% vs 1.0%
Lounge Access
16/year vs 4/quarter
Detailed Comparison
| Feature | AU Zenith Plus | Union RuPay Select |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹5K | ₹2K |
| Annual Fee | ₹5K | ₹2K |
| Fee Waiver | Spend ₹8L annually | Spend ₹2L annually |
| Forex Markup | 0.99% | - |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 0.25% | 1% |
Lounge Access | ||
| Domestic Lounges | 16/year | 4/quarter |
| Priority Pass | Yes | - |
Eligibility | ||
| Min. Income | ₹30.0L | ₹6.0L |
AU Zenith Plus is Best For
Ultra-low forex (0.99%) international travelers
View AU Zenith Plus DetailsOur Verdict
Based on overall features and value,
AU Zenith Plus wins!
Score: 45vsScore: 26
