Last updated: |Data verified from official bank sources
Premium
Union RuPay Select
Union Bank of India
Best for: Premium Union Bank card with lounges
₹2K
Annual Fee
4%
Reward Rate
N/A
Forex Markup
4/quarter
Domestic Lounge
None
Intl Lounge
Best for: Premium Union Bank card with lounges
Fees & Charges
Joining Fee₹2K
Annual Fee₹2K
Fee WaiverSpend ₹2L annually
Rewards
TypePoints
Base Rate4 pts/₹100
Effective Return4%
Lounge Access
Domestic4/quarter
InternationalNone
Railway LoungeUnlimited
Eligibility
Minimum Income₹6.0L/year
Available on: RuPay Select
Frequently Asked Questions
What is the annual fee for Union RuPay Select?▼
Union RuPay Select has an annual fee of ₹2000. Spend ₹2L annually
What rewards does Union RuPay Select offer?▼
Union RuPay Select offers 4 pts/₹100 on all spends, with an effective value of 1%.
Does Union RuPay Select have lounge access?▼
Yes, Union RuPay Select offers 4/quarter domestic lounge visits per quarter.
What is the minimum income required for Union RuPay Select?▼
The minimum income requirement for Union RuPay Select is ₹6.0 lakhs per annum.
Information sourced from Union Bank of India official website. Last verified: February 2026.
PM
PlasticMoney Research Team
Personal finance experts analyzing credit cards since 2023