Axis Flipkart Credit Card vs Axis Reserve
Detailed comparison of these two popular credit cards

Axis Flipkart Credit Card
Axis Bank
EntryVS
Winner
Axis Reserve
Axis Bank
Super Premium*
Different Reward Types
Card 1 gives 🎯 Flipkart SuperCoins while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
₹500 vs ₹50K
Effective Rate
(cash value)
1.0% vs 6.3%
Lounge Access
0 (removed June 2025) vs Unlimited
Detailed Comparison
| Feature | Axis Flipkart Credit Card | Axis Reserve |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹500 | ₹50K |
| Annual Fee | ₹500 | ₹50K |
| Fee Waiver | Spend ₹3.5L annually | None |
| Forex Markup | - | 1.5% |
Rewards | ||
| Reward Type | 🎯Flipkart SuperCoins | ⭐Reward Points |
| Effective Cash Value | 1% | 6.25% |
Lounge Access | ||
| Domestic Lounges | 0 (removed June 2025) | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹3.0L | - |
Axis Flipkart Credit Card is Best For
Flipkart/Myntra shoppers
Watch Out
- • Lounge access discontinued June 2025
- • Cashback capped at ₹4000/quarter per category
Axis Reserve is Best For
Ultra HNI invite-only customers
Watch Out
- • ₹50K annual fee
- • Invite-only
Our Verdict
Based on overall features and value,
Axis Reserve wins!
Score: 25vsScore: 111
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