Axis Flipkart Credit Card vs ICICI Emeralde Private Metal
Detailed comparison of these two popular credit cards
Axis Flipkart Credit Card
Axis Bank
EntryVS
Winner
ICICI Emeralde Private Metal
ICICI Bank
Super Premium*
Different Reward Types
Card 1 gives 🎯 Flipkart SuperCoins while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
₹500 vs ₹12K
Effective Rate
(cash value)
1.0% vs 1.0%
Lounge Access
0 (removed June 2025) vs Unlimited
Detailed Comparison
| Feature | Axis Flipkart Credit Card | ICICI Emeralde Private Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹500 | ₹12K |
| Annual Fee | ₹500 | ₹12K |
| Fee Waiver | Spend ₹3.5L annually | Spend ₹10L annually |
| Forex Markup | - | 1.5% |
Rewards | ||
| Reward Type | 🎯Flipkart SuperCoins | ⭐Reward Points |
| Effective Cash Value | 1% | 1% |
Lounge Access | ||
| Domestic Lounges | 0 (removed June 2025) | Unlimited |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹3.0L | ₹42.0L |
Axis Flipkart Credit Card is Best For
Flipkart/Myntra shoppers
Watch Out
- • Lounge access discontinued June 2025
- • Cashback capped at ₹4000/quarter per category
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsOur Verdict
Based on overall features and value,
ICICI Emeralde Private Metal wins!
Score: 25vsScore: 58
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