Axis Flipkart Credit Card vs HDFC MoneyBack Plus
Detailed comparison of these two popular credit cards
Winner
Axis Flipkart Credit Card
Axis Bank
EntryVS
HDFC MoneyBack Plus
HDFC Bank
EntryAnnual Fee
₹500 vs ₹500
Effective Rate
(cash value)
1.0% vs 0.5%
Lounge Access
0 (removed June 2025) vs None
Detailed Comparison
| Feature | Axis Flipkart Credit Card | HDFC MoneyBack Plus |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹500 | ₹500 |
| Annual Fee | ₹500 | ₹500 |
| Fee Waiver | Spend ₹3.5L annually | Spend ₹50K annually |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | 🎯Flipkart SuperCoins | 💵Cashback |
| Effective Cash Value | 1% | 0.5% |
Lounge Access | ||
| Domestic Lounges | 0 (removed June 2025) | None |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹3.0L | ₹3.0L |
Axis Flipkart Credit Card is Best For
Flipkart/Myntra shoppers
Watch Out
- • Lounge access discontinued June 2025
- • Cashback capped at ₹4000/quarter per category
Our Verdict
Based on overall features and value,
Axis Flipkart Credit Card wins!
Score: 25vsScore: 17
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