Axis Flipkart Credit Card vs HDFC Millennia
Detailed comparison of these two popular credit cards
Axis Flipkart Credit Card
Axis Bank
EntryVS
Winner
HDFC Millennia
HDFC Bank
Mid-RangeAnnual Fee
₹500 vs ₹1K
Effective Rate
(cash value)
1.0% vs 1.0%
Lounge Access
0 (removed June 2025) vs 8/year
Detailed Comparison
| Feature | Axis Flipkart Credit Card | HDFC Millennia |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹500 | ₹1K |
| Annual Fee | ₹500 | ₹1K |
| Fee Waiver | Spend ₹3.5L annually | Spend ₹1L annually |
| Forex Markup | - | 3.5% |
Rewards | ||
| Reward Type | 🎯Flipkart SuperCoins | 💵Cashback |
| Effective Cash Value | 1% | 1% |
Lounge Access | ||
| Domestic Lounges | 0 (removed June 2025) | 8/year |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹3.0L | ₹6.0L |
Axis Flipkart Credit Card is Best For
Flipkart/Myntra shoppers
Watch Out
- • Lounge access discontinued June 2025
- • Cashback capped at ₹4000/quarter per category
HDFC Millennia is Best For
Online shoppers on major platforms
Watch Out
- • 5% cashback capped at ₹1000/month
Our Verdict
Based on overall features and value,
HDFC Millennia wins!
Score: 25vsScore: 34
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