Axis Flipkart Credit Card vs HDFC Regalia
Detailed comparison of these two popular credit cards
Axis Flipkart Credit Card
Axis Bank
EntryVS
Winner
HDFC Regalia
HDFC Bank
Premium*
Different Reward Types
Card 1 gives 🎯 Flipkart SuperCoins while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
₹500 vs ₹3K
Effective Rate
(cash value)
1.0% vs 1.3%
Lounge Access
0 (removed June 2025) vs 12/year
Detailed Comparison
| Feature | Axis Flipkart Credit Card | HDFC Regalia |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹500 | ₹3K |
| Annual Fee | ₹500 | ₹3K |
| Fee Waiver | Spend ₹3.5L annually | Spend ₹3L annually |
| Forex Markup | - | 2% |
Rewards | ||
| Reward Type | 🎯Flipkart SuperCoins | ⭐Reward Points |
| Effective Cash Value | 1% | 1.33% |
Lounge Access | ||
| Domestic Lounges | 0 (removed June 2025) | 12/year |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹3.0L | ₹12.0L |
Axis Flipkart Credit Card is Best For
Flipkart/Myntra shoppers
Watch Out
- • Lounge access discontinued June 2025
- • Cashback capped at ₹4000/quarter per category
Our Verdict
Based on overall features and value,
HDFC Regalia wins!
Score: 25vsScore: 50
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