Axis Flipkart Credit Card vs HDFC Regalia Gold
Detailed comparison of these two popular credit cards
Axis Flipkart Credit Card
Axis Bank
EntryVS
Winner
HDFC Regalia Gold
HDFC Bank
Premium*
Different Reward Types
Card 1 gives 🎯 Flipkart SuperCoins while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
₹500 vs ₹3K
Effective Rate
(cash value)
1.0% vs 1.3%
Lounge Access
0 (removed June 2025) vs 12/year
Detailed Comparison
| Feature | Axis Flipkart Credit Card | HDFC Regalia Gold |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹500 | ₹3K |
| Annual Fee | ₹500 | ₹3K |
| Fee Waiver | Spend ₹3.5L annually | Spend ₹4L annually |
| Forex Markup | - | 2% |
Rewards | ||
| Reward Type | 🎯Flipkart SuperCoins | ⭐Reward Points |
| Effective Cash Value | 1% | 1.33% |
Lounge Access | ||
| Domestic Lounges | 0 (removed June 2025) | 12/year |
| Priority Pass | - | Yes |
Eligibility | ||
| Min. Income | ₹3.0L | ₹12.0L |
Axis Flipkart Credit Card is Best For
Flipkart/Myntra shoppers
Watch Out
- • Lounge access discontinued June 2025
- • Cashback capped at ₹4000/quarter per category
HDFC Regalia Gold is Best For
Mid-tier spenders wanting lounge access
Watch Out
- • Devalued from original Regalia benefits
Our Verdict
Based on overall features and value,
HDFC Regalia Gold wins!
Score: 25vsScore: 51
Related Comparisons
Axis Flipkart Credit Card vs HDFC Infinia Metal
HDFC Bank
Axis Flipkart Credit Card vs HDFC Diners Club Black
HDFC Bank
Axis Flipkart Credit Card vs HDFC Regalia
HDFC Bank
Axis Flipkart Credit Card vs HDFC Millennia
HDFC Bank
Axis Flipkart Credit Card vs HDFC Swiggy Credit Card
HDFC Bank
Axis Flipkart Credit Card vs HDFC Tata Neu Infinity
HDFC Bank