Axis Flipkart Credit Card vs HDFC Swiggy Credit Card
Detailed comparison of these two popular credit cards
Axis Flipkart Credit Card
Axis Bank
EntryVS
HDFC Swiggy Credit Card
HDFC Bank
Mid-RangeAnnual Fee
₹500 vs ₹500
Effective Rate
(cash value)
1.0% vs 1.0%
Lounge Access
0 (removed June 2025) vs None
Detailed Comparison
| Feature | Axis Flipkart Credit Card | HDFC Swiggy Credit Card |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹500 | ₹500 |
| Annual Fee | ₹500 | ₹500 |
| Fee Waiver | Spend ₹3.5L annually | Spend ₹2L annually |
| Forex Markup | - | - |
Rewards | ||
| Reward Type | 🎯Flipkart SuperCoins | 💵Cashback |
| Effective Cash Value | 1% | 1% |
Lounge Access | ||
| Domestic Lounges | 0 (removed June 2025) | None |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹3.0L | ₹3.0L |
Axis Flipkart Credit Card is Best For
Flipkart/Myntra shoppers
Watch Out
- • Lounge access discontinued June 2025
- • Cashback capped at ₹4000/quarter per category
Our Verdict
It's a tie! Both cards are equally matched.
Choose based on your specific needs and spending patterns.
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