Axis Flipkart Credit Card vs ICICI Sapphiro
Detailed comparison of these two popular credit cards
Winner
Axis Flipkart Credit Card
Axis Bank
EntryVS
ICICI Sapphiro
ICICI Bank
Premium*
Different Reward Types
Card 1 gives 🎯 Flipkart SuperCoins while Card 2 gives ⭐ Reward Points. We're showing effective cash values for fair comparison.
Annual Fee
₹500 vs ₹4K
Effective Rate
(cash value)
1.0% vs 0.5%
Lounge Access
0 (removed June 2025) vs 4/quarter
Detailed Comparison
| Feature | Axis Flipkart Credit Card | ICICI Sapphiro |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹500 | ₹7K |
| Annual Fee | ₹500 | ₹4K |
| Fee Waiver | Spend ₹3.5L annually | Spend ₹6L annually |
| Forex Markup | - | 3.5% |
Rewards | ||
| Reward Type | 🎯Flipkart SuperCoins | ⭐Reward Points |
| Effective Cash Value | 1% | 0.5% |
Lounge Access | ||
| Domestic Lounges | 0 (removed June 2025) | 4/quarter |
| Priority Pass | - | - |
Eligibility | ||
| Min. Income | ₹3.0L | ₹18.0L |
Axis Flipkart Credit Card is Best For
Flipkart/Myntra shoppers
Watch Out
- • Lounge access discontinued June 2025
- • Cashback capped at ₹4000/quarter per category
Our Verdict
Based on overall features and value,
Axis Flipkart Credit Card wins!
Score: 25vsScore: 24
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