Axis Magnus vs ICICI Emeralde Private Metal
Detailed comparison of these two popular credit cards
Winner
Axis Magnus
Axis Bank
Super PremiumVS
ICICI Emeralde Private Metal
ICICI Bank
Super PremiumAnnual Fee
₹13K vs ₹12K
Effective Rate
(cash value)
3.0% vs 1.0%
Lounge Access
Unlimited vs Unlimited
Detailed Comparison
| Feature | Axis Magnus | ICICI Emeralde Private Metal |
|---|---|---|
Fees & Charges | ||
| Joining Fee | ₹13K | ₹12K |
| Annual Fee | ₹13K | ₹12K |
| Fee Waiver | Spend ₹25L annually | Spend ₹10L annually |
| Forex Markup | 2% | 1.5% |
Rewards | ||
| Reward Type | ⭐Reward Points | ⭐Reward Points |
| Effective Cash Value | 3% | 1% |
Lounge Access | ||
| Domestic Lounges | Unlimited | Unlimited |
| Priority Pass | Yes | Yes |
Eligibility | ||
| Min. Income | ₹24.0L | ₹42.0L |
Axis Magnus is Best For
Travelers with high spend
Watch Out
- • Monthly milestone benefit discontinued
- • Two major devaluations in 2024-25
ICICI Emeralde Private Metal is Best For
Ultra HNI customers
View ICICI Emeralde Private Metal DetailsOur Verdict
Based on overall features and value,
Axis Magnus wins!
Score: 76vsScore: 58
